What Else Helps?

A small model of a house

Mortgage Payments

Paying one additional mortgage payment each year, whether in a lump sum or monthly increments, can lower a 25-year loan down to 20 or less years.  If you pay more than one extra payment, the number of years will decrease even more.  Since this additional payment will be applied only to the principal balance and not the interest, you end up saving thousands and thousands of pounds once the home is paid off.


Shop around for insurance and take time to research comparative website for companies who offer discounts such as good student multi-car discounts, etc.  Some people think the price of insurance is the same from one company to the next.  However, prices can vary dramatically and to ensure you get the best deal, you need to consider all your options.